Call: 0468 421 972
Email: antony@rateone.com.au
Home loan Services
Home loan Services
I specialise in home loans; for first home buyers, refinancers, investors, and those just upgrading their home with other service offerings such as debt consolidation.
I specialise in home loans; for first home buyers, refinancers, investors, and those just upgrading
their home with other service offerings
such as debt consolidation.
What I do...
What I do...
With extensive knowledge of the most competitive loans available on the market, my no-fee service allows you to enjoy the loan experience while having someone research, organise, and negotiate on your behalf. Whether it's pre-approval for purchasing your first home, or you are looking to add to a well established portfolio of investment properties, I'll simplify and streamline the whole process for you.
With extensive knowledge of the most competitive loans available on the market, my no-fee service allows you to enjoy the loan experience while having someone research, organise, and negotiate on your behalf. Whether it's pre-approval for purchasing your first home, or you are looking to add to a well established portfolio of investment properties, I'll simplify and streamline the whole process for you.
Buying your first home
Buying your first home
I'm here to simplify the world of mortgages for you. My mission is to ensure you secure the right mortgage that aligns perfectly with your financial situation and goals. Navigating the mortgage process can be complex, but don't worry I'll streamline it all for you.
From establishing if you are eligible for any of the government schemes and grants for First Home Buyers, the initial pre-approval paperwork, choice of lender through to settlement and the exciting moment of being able to pick up the keys of your home; I'll be your trusted guide at every turn.
But my commitment doesn't end there. Even after your loan is settled, I'll continue to support you by answering questions and issues post-settlement and regularly reviewing your loan to ensure you're always getting the best possible deal.
With me as your dedicated mortgage partner, you can rest assured that you're in capable hands throughout your homeownership journey.
I'm here to simplify the world of mortgages for you. My mission is to ensure you secure the right mortgage that aligns perfectly with your financial situation and goals. Navigating the mortgage process can be complex, but don't worry I'll streamline it all for you.
From establishing if you are eligible for any of the government schemes and grants for First Home Buyers, the initial pre-approval paperwork, choice of lender through to settlement and the exciting moment of being able to pick up the keys of your home; I'll be your trusted guide at every turn.
But my commitment doesn't end there. Even after your loan is settled, I'll continue to support you by answering questions and issues post-settlement and regularly reviewing your loan to ensure you're always getting the best possible deal.
With me as your dedicated mortgage partner, you can rest assured that you're in capable hands throughout your homeownership journey.
Refinancing & Debt Consolidation
Refinancing
& Debt Consolidation
Refinancing your home loan might seem complicated, but I'm here to simplify the process. If your current lender isn't competitive, it's a good idea to look at other options to get better terms. If your current loan doesn't fit your financial situation anymore, I can help. We'll either adjust your current loan or find a new one that suits you better, we may even consider consolidating your debts.
We'll start by understanding what you need and looking at your current loan. Then, we'll check out different loan options to find the best one for you. I'll help you with all the paperwork and make sure everything goes smoothly.
Once your new loan is approved, I'll guide you through the process of making the switch and setting up payments. With me as your mortgage partner, refinancing your home loan will be easy and I’ll help you reach your financial goals.
Refinancing your home loan might seem complicated, but I'm here to simplify the process. If your current lender isn't competitive, it's a good idea to look at other options to get better terms. If your current loan doesn't fit your financial situation anymore, I can help. We'll either adjust your current loan or find a new one that suits you better, we may even consider consolidating your debts.
We'll start by understanding what you need and looking at your current loan. Then, we'll check out different loan options to find the best one for you. I'll help you with all the paperwork and make sure everything goes smoothly.
Once your new loan is approved, I'll guide you through the process of making the switch and setting up payments. With me as your mortgage partner, refinancing your home loan will be easy and I’ll help you reach your financial goals.
Upgrading your home
Upgrading your home
Buying another home to live in adds further levels of complexity; whether you are selling your current place, or, switching it to an investment. Either way it is important to seek help to ensure the new loan structure is correct and/or select the right sales agent. Choosing the wrong option here could cost a LOT of money!
We will start by exploring what you want to do, then decide
what are the best ways to move forward and review the sequence and timing of it all. I’m here to guide you and potentially provide introductions to other trusted professionals.
Depending on what you are doing and how you are raising the
capital for your contribution, the valuation of your existing home may be more critical than rate. Releasing more equity may mean you can avoid other fees such as LMI when you purchase. It is normal for me to conduct several valuations to determine if we can achieve a better result with another lender.
As your broker, I’ll hold your hand along the way and make the process as simple and painless as possible.
Buying another home to live in adds further levels of complexity; whether you are selling your current place, or, switching it to an investment. Either way it is important to seek help to ensure the new loan structure is correct and/or select the right sales agent. Choosing the wrong option here could cost a LOT of money!
We will start by exploring what you want to do, then decide what are the best ways to move forward and review the sequence and timing of it all. I’m here to guide you and potentially provide introductions to other trusted professionals.
Depending on what you are doing and how you are raising the capital for your contribution, the valuation of your existing home may be more critical than rate. Releasing more equity may mean you can avoid other fees such as LMI when you purchase. It is normal for me to conduct several valuations to determine if we can achieve a better result with another lender.
As your broker, I’ll hold your hand along the way and make the process as simple and painless as possible.
Purchasing an investment property
Purchasing an
investment property
Buying an investment may appear straightforward, but numerous pitfalls await the unwary. Structuring is crucial to maximise tax benefits and minimise costs. I've encountered numerous clients who have lost money without even realising it. For example, banks tend to structure investments as per your request without questioning, while sales agents might tell you what you want to hear rather than the truth.
We will start by exploring your objectives and subsequently determine the most effective methods to move forward. I am here to offer guidance and potentially connect you with other trusted professionals. Depending on what you are doing and how you are raising the capital for your contribution, the valuation of your current home may be more critical than the interest rate. There are many steps to ensure that you avoid these pitfalls, and the sequence of these tasks will ultimately save both time and money. As your advisor, I’ll keep you on the right road, making sure that your structure maximises your savings and minimizes your costs.
Furthermore, dealing with land and construction introduces additional complexities that you may not be aware of. Regardless of your venture, I will be there to hold your hand every step of the way and make the process as possible and painless as possible
Buying an investment may appear straightforward, but numerous pitfalls await the unwary. Structuring is crucial to maximise tax benefits and minimise costs. I've encountered numerous clients who have lost money without even realising it. For example, banks tend to structure investments as per your request without questioning, while sales agents might tell you what you want to hear rather than the truth.
We will start by exploring your objectives and subsequently determine the most effective methods to move forward. I am here to offer guidance and potentially connect you with other trusted professionals. Depending on what you are doing and how you are raising the capital for your contribution, the valuation of your current home may be more critical than the interest rate. There are many steps to ensure that you avoid these pitfalls, and the sequence of these tasks will ultimately save both time and money. As your advisor, I’ll keep you on the right road, making sure that your structure maximises your savings and minimizes your costs.
Furthermore, dealing with land and construction introduces additional complexities that you may not be aware of. Regardless of your venture, I will be there to hold your hand every step of the way and make the process as possible and painless as possible
Antony Allan CR 474165 / RateOne Home Loans holds an Australian Credit License 422284 and is licensed to provide credit related services
Antony Allan CR 474165 / RateOne Home Loans
holds an Australian Credit License 422284 and
is licensed to provide credit related services
© Copyright 2023. Antony Allan. All rights reserved.